Mortgage lending has hit its highest level since 2022 — and rates are finally giving buyers and sellers some breathing room. Right now, mortgage rates are averaging around 6.6%, with projections suggesting a dip toward 6.3% by early 2026.

For St. Charles County buyers, that means more purchasing power. For current homeowners, it opens the door to refinancing or even moving up into a larger home.

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If you’re gluten-free, dairy-free, or soy-free—and still crave baked goods that taste like the real deal—there’s a new spot you’ve got to try: Sophie’s Bakery, right near Dardenne Prairie.

This isn’t your average bakery. Everything Sophie bakes is made fresh with clean ingredients: no gluten, no dairy, no soy, and no preservatives. Just soft, rich, high-protein treats that don’t feel like a compromise.

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If you’ve been thinking about selling your home or investment property in Missouri, 2025 just brought some very good news.

As of January 1, 2025, Missouri has eliminated the state capital gains tax for individuals.

This means when you sell certain assets — including real estate — you’ll no longer owe state tax on the profits from the sale.

This new tax change applies to profits from the sale of:

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