Mortgage lending has hit its highest level since 2022 — and rates are finally giving buyers and sellers some breathing room. Right now, mortgage rates are averaging around 6.6%, with projections suggesting a dip toward 6.3% by early 2026.

For St. Charles County buyers, that means more purchasing power. For current homeowners, it opens the door to refinancing or even moving up into a larger home.

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If you’ve been thinking about selling your home or investment property in Missouri, 2025 just brought some very good news.

As of January 1, 2025, Missouri has eliminated the state capital gains tax for individuals.

This means when you sell certain assets — including real estate — you’ll no longer owe state tax on the profits from the sale.

This new tax change applies to profits from the sale of:

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Thinking about buying a house but not sure if it’s the right time? You’re not alone.

As a local Realtor® in Dardenne Prairie, Missouri, I talk with buyers every week who are nervous about jumping into the market. The truth is, the “perfect time” to buy isn’t about timing the market—it’s about being personally and financially prepared.

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Hey neighbors — if your 2025 property assessment notice from St. Charles County left you a little confused (or frustrated), you’re not alone. Many Dardenne Prairie homeowners are seeing updated values that don’t seem to match what’s really happening in the market. 

Let’s break down how your assessment is calculated, what it
impacts (hint: property taxes), and how to take the next step
if something seems off. 

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