Buying a home in Dardenne Prairie? It's exciting, life-changing, and—let's be honest—a little overwhelming. And while many buyers focus on the monthly mortgage payment, that's just one piece of the puzzle.

When working with homebuyers across St. Charles County, I always stress this: Owning a home comes with hidden costs you need to be prepared for.

Let’s talk about the biggest surprise I see with buyers in Dardenne Prairie: maintenance. That beautiful home you just closed on? It may surprise you with a leaky roof or a water heater that calls it quits before payday. These things aren't "if," they're "when."

Here are some of the major costs new homeowners should anticipate:

• Property Taxes: These vary by location and property value but are a definite line item.

• Homeowners Insurance: Not optional—and premiums can change annually.

• Unexpected Repairs: Think HVAC, plumbing, appliances, and yes—that sneaky roof.

• Regular Maintenance: Lawn care, pest control, and seasonal upkeep all add up.

Renting can be a season—but it shouldn’t be the endgame. If you're currently renting in Dardenne Prairie while saving for the real costs of homeownership—good for you! Strategic renting can be a smart move if there's a plan in place. Keep your eyes on the bigger picture: building equity, gaining stability, and creating a space that’s truly yours. When you're ready to make that move, knowing what’s ahead puts you in the best position to buy with confidence.

I’m Julie Colin — your local Dardenne Prairie Realtor® and your go-to source for real estate and what’s happening around town. Whether you're house hunting or just curious, I’ve got you. 

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📲 Call/Text: 314-307-3968 
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